Mastercard is taking AI-powered payments to the next level, introducing new tools, expert support, and stronger partnerships across the tech and finance world. The goal? Making shopping smarter, safer, and simpler—so AI can confidently handle payments on your behalf.
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A new way to shop with AI
Mastercard is teaming up with leaders like Stripe, Google, and Ant International’s Antom to make AI-powered payments accessible and easy for merchants and platforms everywhere. By this holiday season, all U.S. Mastercard cardholders will be able to use the new Mastercard Agent Pay program, with a global rollout soon after. Early adopters, including Citi and U.S. Bank cardholders, will get a first look at how AI can make shopping faster, smoother, and more intuitive.
Tools to help developers and businesses
To make it easier to get started, Mastercard is launching:
Agent Toolkit – Lets AI assistants access and understand Mastercard APIs quickly, working with platforms like Claude, Cursor, and GitHub Copilot.
Agent Sign-Up – A simple way for developers to connect their AI agents to Mastercard products.
Insight Tokens – A secure way for AI agents to use permissioned data, helping shoppers get personalized insights with their consent.
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Agentic Consulting Services – Expert guidance to help merchants and AI developers create intelligent, seamless shopping experiences.
Setting the standard for AI payments
Mastercard is helping define how payments should work in AI-driven environments. By working with the FIDO Alliance and other industry leaders, Mastercard is creating standards that make sure every transaction is secure, transparent, and approved by the shopper. This gives businesses and consumers the confidence to trust AI to handle payments.
Building trust and simplicity
“AI-powered payments aren’t just a trend they’re a transformation,” said Craig Vosburg, Chief Services Officer at Mastercard. “We’re creating the infrastructure for a new generation of intelligent transactions, where people can rely on AI agents to act on their behalf safely and transparently.”
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Jorn Lambert, Chief Product Officer, added: “We’re collaborating across the ecosystem to make AI payments simple, secure, and scalable. Our goal is to build trust so AI can enhance shopping experiences around the world.”
With these tools, standards, and partnerships, Mastercard is laying the groundwork for AI-powered payments today—and making it easy to scale them as more people and businesses adopt this exciting new technology.
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