We have frequently written articles on the Top 10 fintech powerhouses for different parts of the world. This blog, we have come up with the Top 10 Fintech Powerhouses for the region of the most discussed country in this world—yes, you are right—China!
It was quite challenging to compile this list, but here we are with the efforts of our extraordinary staff writers. Please find below a list of the Top 50 fintech companies of China bifurcated domain-wise below that we will focus on the discussion for the top 10 fintech companies of China for 2025.
Read latest: Top 10 Fintech Powerhouses for Banking and Insurance
Top 10 Fintech Powerhouses in China
Below is a list of Top 10 companies.
Ant Group began with Alipay, which built confidence between online suppliers and purchasers in 2004. Ant Group has become a leading open Internet platform throughout time. With backing from the People’s Bank of China, Ant Group has worked with international card networks and digital wallets on the China Payment Facilitation Partnership to innovate inbound mobile payments since 2019. Ant introduced two mobile payment solutions for overseas guests at the 2023 Hangzhou Asian Games, and the list of supported international payment partners has grown since then.
In addition to higher payment volumes, inbound tourists use digital wallet value-added services to experience local life. Alipay+ partner wallet users redeeming digital coupons climbed 105% quarter-on-quarter over the past six months. In addition, Alipay+ wallet partners offered over 160 China travel mini-programs for luggage storage, power-bank rentals, massage chairs, and claw machines. Technological innovation helps Ant Group partners offer consumers and SMEs inclusive, convenient digital living and digital financial services. It also introduces new technologies and products to help industry digitalization and collaboration. With global partners, the company helps merchants and customers send and receive payments worldwide. Funding and Valuation: With an estimated worth of 2.1 trillion yuan, Ant Group has emerged as the most valuable financial technology business in China.
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One of China’s largest tech and entertainment companies is Tencent. Tencent, which runs WeChat, offers embedded finance. The firm is China’s most valued publicly traded company after reaching US$500bn in 2018. Tencent uses advanced AI and massive industry models to help its consumers and business partners in various growing financial services trends. Tencent is a major video game vendor.
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Lufax Holding, another Chinese corporation, empowers small and micro businesses with financial services. Lufax, part of Ping An Group, helps institutional partners connect and serve SBOs by offering comprehensive goods and services to SMEs and individuals. Lufax supports over 550 Chinese financial institutions with its offline-to-online approach and statewide direct sales network.
ZhongAn Online P&C Insurance
ZhongAn Online P&C Insurance Co. Ltd. operates online only in China. The Shanghai-based startup was founded in 2013. Yaping Ou is ZhongAn’s chairman and executive director. The three businessmen founded the nation’s first and largest online insurance company. The company’s main services include lifestyle consumption, consumer finance, health, vehicle, and travel. Other than insurance, ZhongAn has many subsidiaries, including ZhongAn International and ZhongAn Information and Technology Services and Co. In January 2019, ZhongAn’s market cap was HK$38.5 billion.
Ping An Insurance (Group) firm of China, Ltd. is a Chinese financial services holding firm with insurance, banking, asset management, and financial services operations. The Shenzhen-based corporation was started in 1988. “Ping An” means “safe and well”. It is China’s 6th largest enterprise. Ping An was 29th on the Forbes Global 2000 and 53rd on the Fortune Global 500 in 2024. Brand Finance has named Ping An the world’s most valuable insurance brand for six years. It is a Hang Seng Index component, a Hong Kong Stock Exchange index of leading firms. Ping An Insurance was in the CSI 300, FTSE China A50, and Hang Seng China 50 indices.
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JD Digits connects financial and physical industries with digital technologies to increase internet, digitization, and economic growth. They offer loan finance, asset management, payment solutions, and crowdsourcing. They offer supply chain, consumer, insurance, and securities finance.JDT is a JD.com business segment that uses technology to serve government and corporate clients. As part of its mission to lead technology development, upgrade cities, and promote industry digital intelligence, it provides value-chain-based technological products and services to governments, enterprises, financial institutions, and other clients. Using cutting-edge technologies like AI, cloud computing, big data, and IoT and JD’s supply chain experience, JDT has become the best industry provider of digital and intelligent supply chain solutions.
Chinese digital bank WeBank Co., Ltd. (“WeBank”) launched in 2014.WeBank serves consumers’ and MSMEs’ diversified financial needs. Our financial services include online account opening, maintenance, deposit, wealth management, credit, and payment.
Our subsidiary, WeBank Technology Services (“the Company”), is entirely owned. WeBank, established in Hong Kong, will provide digital financial and infrastructural solutions to clients globally with its top technology heritage.
WeBank also expands offerings to create a business-sustainable, digitally inclusive finance strategy. WeBank rigorously follows laws and regulations for risk management.
ArchForce Financial Technology is a business infrastructure provider serving asset management and securities industries. They provide financial institutions, including securities, funds, banks, and insurance, with services for transaction processing, time clearing, time risk control, speed markets, investment management, and wealth management marketing.
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Hundsun Technologies Inc. was formed in 1995 in Hangzhou. It was the main board listed on the Shanghai Stock Exchange in 2003 (600570). The firm is a renowned Chinese financial software and network provider. Hundsun provides complete wealth and asset management solutions to securities, futures, funds, trusts, insurance, banks, exchanges, and private placement organizations. Individual investors can use its wealth management tools.
Hundsun employs around 7000 skilled professionals. Development engineers make up over 80% of the crew. Planning consulting, software development, technical services, system integration and maintenance, and more are its strengths and competitive advantages. Hundsun has surrounded technological services and driven the innovative development of financial institutions utilizing high-quality products and services for years, relying on its financial IT construction experience and internet knowledge.
East Money Information (East Money) is a Shanghai-based financial data and software enterprise. Additionally, it operates Guba, an investment discussion forum.Qi Shi established Shanghai Dong Cai Information Technology in 2005, which served as the precursor to East Money. East Money initiated trading on the Shenzhen Stock Exchange in 2009. Tongxin East Fortune Securities was acquired by East Money in 2015. East Money obtained a license in 2018 that authorized it to oversee its own mutual funds.
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