SoFi Technologies, has taken a major step toward the future of finance with the launch of SoFi Crypto, becoming the first and only nationally chartered bank to let users bank, borrow, invest and now buy, sell, and hold cryptocurrency all in one trusted platform.
With SoFi Crypto, members can now seamlessly trade and store dozens of leading cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), and Solana (SOL). The platform caters to both beginners and experienced investors, with a phased rollout beginning today and expanding to more users in the coming weeks.
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“Today marks a pivotal moment when banking meets crypto in one app, on a trusted platform, and driven by our mission to help our members get their money right,” said Anthony Noto, CEO of SoFi. “Blockchain technology will fundamentally transform how finance works globally — making transactions faster, cheaper, and safer. By offering crypto within a regulated, bank-grade environment, we’re giving our members a secure and transparent way to step into the future of money.”
SoFi Crypto combines the stability of traditional banking with the innovation of digital assets. Members can instantly buy crypto using funds from their SoFi Checking or Savings accounts, both FDIC-insured, without transferring money to an external platform. This integration means users can manage their crypto investments alongside everyday banking, borrowing, and stock investments — all within the same app.
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Security and regulation are at the core of SoFi Crypto’s design. The platform operates with institutional-grade security and rigorous compliance standards, overseen by U.S. banking regulators. SoFi’s approach ensures members can engage with crypto in a safe, transparent, and regulated environment — something many traditional exchanges cannot guarantee.
Recognizing that education is key to adoption, SoFi has also integrated in-app learning tools to guide new users through every step of their crypto journey. From understanding volatility and risk to executing their first trade, members can make informed decisions backed by reliable information.
The launch comes at a time when interest in digital assets is soaring — with crypto ownership in the U.S. expected to double in 2025. In a recent survey, 60% of SoFi members who already own crypto said they would prefer to manage it with a licensed bank rather than a standalone crypto exchange, highlighting growing trust in regulated financial institutions.
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But SoFi Crypto is just the beginning. The company plans to expand its blockchain initiatives to include global crypto-powered remittances, a USD stablecoin, and blockchain-enabled lending and payments — all designed to make financial services faster, cheaper, and more connected for users worldwide.
Members and prospective users can now join the SoFi Crypto waitlist for early access. Those who sign up by November 30 and complete three qualifying crypto transactions of at least $10 by January 31, 2026, will also have the chance to win one Bitcoin.
With this launch, SoFi continues to blur the lines between traditional finance and the digital economy, creating a unified platform where people can manage every aspect of their financial lives — safely, simply, and all in one place.
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