Foyer, a fintech platform focused on helping aspiring homeowners prepare for their journey, has announced a national partnership with Prosperity Home Mortgage, LLC, one of the United States’ leading full-service mortgage lenders. This collaboration introduces a new approach designed to support prospective buyers much earlier in the homeownership process, particularly addressing one of the most significant barriers many face saving for a down payment.
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For many first-time buyers, the challenge of accumulating a down payment can feel overwhelming and often delays their ability to transition from renting to owning a home. Through this partnership, Prosperity Home Mortgage will provide access to Foyer’s specialized homebuyer platform, offering practical tools that help individuals build savings gradually while improving their financial readiness. The platform delivers personalized guidance, educational resources, and credit insights, enabling users to better understand their financial position and prepare confidently for homeownership. Eligible users may also benefit from a savings match feature, which encourages consistent saving habits and helps accelerate progress toward their down payment goals.
The platform is designed with future homeowners in mind, particularly those who may still be several months away from being mortgage-ready. By offering structured guidance, access to financial education, and support from live advisors, the experience empowers individuals to make informed decisions and build long-term financial stability. Rather than focusing only on the final stages of mortgage approval, the partnership emphasizes preparation at the earliest stages, helping buyers strengthen their financial foundation over time.
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Landy Liu, founder of Foyer, emphasized that today’s homeownership journey often begins long before traditional mortgage pre-approval. He highlighted that this partnership reflects a shared vision of supporting buyers earlier in the process by providing tools that foster financial confidence, readiness, and trust.
Prosperity Home Mortgage also views the partnership as a meaningful step toward expanding access to homeownership. Justin Messer, President and CEO of Prosperity Home Mortgage, noted that preparation plays a critical role in helping buyers succeed, particularly when down payments remain a major obstacle. By integrating Foyer’s tools, Prosperity aims to help future buyers develop stronger savings habits, improve readiness, and move toward homeownership with greater confidence.
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As the national rollout progresses, consumers across the country will gain access to Foyer’s platform as an added resource to support early-stage planning. The partnership represents a broader effort to simplify the homebuying journey, reduce financial barriers, and empower more individuals to achieve sustainable and confident homeownership.
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