Lower, the nation’s largest VC-backed mortgage lender and one of fintech’s fastest-growing homeownership platforms, has announced the appointment of Gino Fronti as EVP, Division President West, as well as VP of Product for LOAI its AI-powered productivity suite designed for loan officers. As the company accelerates its national expansion, Fronti will spearhead strategic growth efforts across the West Coast and guide the development of LOAI, which helps loan officers improve efficiency, personalize service, and deliver a more seamless customer experience throughout the mortgage process.
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Fronti brings 25 years of real estate investment experience and more than two decades in the mortgage industry, advancing from Branch Manager to Regional Manager while leading high-performing teams responsible for billions in funded loan volume. He is also the co-founder of Momentum Builder, which acquired Todd Duncan’s Sales Mastery brand earlier this year, creating one of the mortgage industry’s premier coaching and professional development platforms. Known for elevating performance and client engagement through digital content and major industry events, Fronti has built a strong reputation for empowering mortgage and real estate professionals at every stage of their careers.
Dan Snyder, Lower’s CEO and Co-Founder, described Fronti’s arrival as a pivotal step in the company’s expansion strategy. He noted that Fronti’s leadership and vision will be essential as Lower deepens its presence along the West Coast and continues building the country’s leading homeownership platform for both originators and consumers.
Fronti shared his excitement about joining the organization, emphasizing the opportunity to help drive major growth initiatives while scaling LOAI across the company’s loan officer network. He highlighted Lower’s unique position as more than a lender now creating a fully connected homeownership ecosystem that links home discovery, financing, and closing in one integrated experience. He added that the future of lending relies heavily on real, scalable AI tools embedded directly into daily workflows, enabling loan officers to operate more efficiently and deliver a modern, intuitive customer experience.
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Nicholas Gallagher, EVP and Chief Production Officer at Lower, welcomed Fronti’s appointment, noting that nearly $500 million in annual production has joined the company in California in recent months. Gallagher emphasized that Fronti’s expertise will be instrumental in sustaining this momentum and driving the next phase of Lower’s growth and technological evolution.
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Lower remains focused on building the foremost homeownership platform in the U.S. Its acquisition of Movoto a top-five real estate search and lead-generation portal has further strengthened its vision by uniting digital home search, agent support, lending capabilities, and closing services under one cohesive ecosystem. By continuing to invest in advanced technology and AI solutions, Lower aims to simplify the homeownership journey and empower both loan officers and real estate professionals while expanding access for consumers nationwide.
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