Introduction
The fintech industry is rapidly transforming how we manage money, making the role of the Chief Information Officer (CIO) crucial in driving innovation and security. This article highlights ten influential CIOs shaping financial technology’s future. From leading tech initiatives at established giants like JPMorgan Chase and American Express to pioneering new solutions at dynamic startups, these executives leverage their extensive experience to navigate complex challenges. Atticus Tysen at Intuit exemplifies a commitment to product development and cybersecurity, while Lori Beer at JPMorgan Chase manages a vast technology infrastructure to support diverse financial services. Other leaders, such as Nicholas Prountzos at Viva Wallet, focus on security and innovation in the burgeoning digital landscape. Each of these CIOs brings a unique perspective and strategic vision, driving growth and enhancing user experiences in a highly competitive sector. Join us as we delve into the careers and contributions of these top 10 CIOs in fintech, celebrating their impact on the industry.
Top 10 CIOs of The Fintech Industry
Lori Beer (JPMorgan Chase)
Lori Beer is the Global CIO of JPMorgan Chase & Co and also a member of the company’s Operating Committee. Responsible for the firm’s technology systems and infrastructure worldwide, Beer manages a US$15bn budget and a team of over 57,000 technologists supporting JPMorgan Chase’s wholesale & asset, retail, and wealth management business. She also co-sponsors the firm’s Access Ability Business Resource Group.
Beer brings a wealth of experience to the role, joining JPMorgan Chase from Corporate & Investment Bank (CIB), an organization where she was also CIO. Using her experience for positive effect, Beer is also a member of the Teach for America New York Advisory Board, a member of the University of Cincinnati’s Lindner College of Business Advisory Council, and a member of the University of Cincinnati Foundation Board of Trustees. Beer is among the most influential women in finance in the world today.
Don Hobson (Visa)
Don Hobson, CIO of financial services provider Visa. As CIO, Hobson leads Visa’s Corporate Technology organization, including a global team that serves Visa’s employees and customers worldwide. Aiming to constantly evolve Visa into an evermore agile organization, Hobson hopes to scale Visa’s services while creating leverage for business partners and delivering insights from transactional data and operational excellence.
Hobson has been at Visa for over six years, with experience stretching back to his time in the US Navy between 1985 and 1989. Subsequent experiences at BMC Software, NetIQ, ITInvolve, and On Center Software have primed Hobson to take a leading position at one of the most prominent financial services providers operating in the world today.
Scott Roberts (UiPath)
Meet Scott, a dynamic leader in the realm of security and product management whose career spans some of the most influential tech companies worldwide, including Microsoft, AWS, Google, Coinbase, and currently, UiPath. With a rich background in crafting and implementing security initiatives that align seamlessly with organizational goals, Scott has a knack for delivering tangible results. His journey is marked by a commitment to building high-performing security and product teams across diverse technology landscapes.
Scott’s contributions to the industry are notable; he played a pivotal role in pioneering foundational programs like the Security Development Lifecycle (SDL/SDLC), “Patch Tuesday,” and Threat Modeling, which have set benchmarks for secure software development. A recognized authority in cybersecurity, Scott is not only a board-certified technology expert but also an active member of the digital directors’ network. His expertise empowers boards to enhance their oversight of security policies, fostering organizational resilience and growth.
Scott thrives on challenges and is driven by a passion for employing his technical skills at a strategic level. With a proven ability to influence global security standards and establish best practices, he is poised to make a significant impact wherever he goes.
Read: Top 10 FinTech Cybersecurity Challenges in 2025
Nicholas Prountzos (Viva Wallet)
Nicholas Prountzos is currently the Chief Information Security Officer at Viva Wallet, where he oversees all aspects of security for the company. Viva Wallet is the first European entirely cloud-based Neobank, using Microsoft Azure with a presence in 24 countries in Europe. Viva Wallet provides businesses –of all sizes– card acceptance services through the innovative Viva Terminal App, add-on Google Play devices, and advanced payment gateways in online stores. It also offers business accounts with local IBAN and a business Viva Wallet Mastercard card.
Prountzos has over a decade of experience in information security management, consulting, personnel coordination, project management, and policy development. Before joining Viva Wallet, he was the Information Security Systems Lead Engineer at Mellon Technologies and the Information Security Systems Engineer at Mellon Technologies. Prountzos is also a trainer in cryptography, information security products, and best practices. He holds a Master of Science in information networking from Carnegie Mellon University, a Master of Science in digital communication systems from Loughborough University and a Bachelor of Engineering in electronics and communications from Nottingham Trent University.
Tracy M. Kerrins (Wells Fargo)
Tracy Kerrins is Head of Technology, Senior EVP, and a member of the Operating Committee at Wells Fargo. Leading a team of information technology and security professionals worldwide, Kerrins leads the bank’s engineering-led IT strategy to deliver the firm’s innovative services to its customers, building and maintaining Wells Fargo’s 24/7 banking service across branches, digital, ATM, and all other channels. Kerrins brings significant experience to Wells Fargo, coming from Consumer Technology and Enterprise Functions Technology, holding the position of CIO at both.
Now at Wells Fargo, Kerrins’ leadership in information and technology is vital to ensuring the continued success of the firm’s risk management and innovation strategies.
Des Gallacher (Morgan Stanley)
Beginning his career in the investment managing industry in 1999, Des Gallacher’s career has seen him take technology roles across fintech firms and asset managers. Hailing from Scotland, Gallacher has a BSc from Glasgow Caledonian University, which propelled him into a career in technology and information.
Joining Eaton Vance as CTO in 2014, Gallacher soon found this role transferred to Morgan Stanley after the financial giant acquired Eaton Vance in March 2021. Now CIO of Morgan Stanley, Gallacher is also a member of the firm’s Technology Operating Committee and holds the position of Managing Director of Morgan Stanley Investment Management.
Ravi Radhakrishnan (American Express)
Ravi Radhakrishnan is EVP and CIO of American Express, joining the company in 2022 after time spent at Wells Fargo. In his role, Radhakrishnan oversees Amex’s technology organization, supporting the organization’s drive for growth and enhanced innovation. Charged with leading the delivery and operations of technology capabilities, platforms, and services globally, Amex’s CIO also holds responsibility for managing technology risk and information security. Radhakrishnan is also a member of Amex’s Executive Committee and assumes the same role for American Express National Bank.
Arif Khan (Razorpay)
A Professional in the Payment Industry and Digital Channels with over 17 years track record of success in delivering innovative business and technology solutions. Enabling innovative Products and bundling of services for HDFC Bank, PricewaterhouseCoopers & Mastercard. Career reflecting strong leadership experience as head of solutions coupled with rich experience of Implementing and managing large turnkey transformation projects. A key strength is the ability to work and influence diverse groups to deliver end objectives and new-age disruptive solutions. Extensive experience focusing on achieving results.
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Atticus Tysen (Intuit)
Atticus Tysen is responsible for information security, fraud prevention, and enterprise information technology. Before assuming this expanded role, Tysen served as Chief Information Officer (CIO) for nearly ten years. Before that, Tysen was vice president of product development for Intuit’s Financial Management Solutions group, leading product development efforts for the company’s Small Business group. Since joining Intuit in 2002, he has also served as director of new technology and led the company’s patent program, building a process to protect the company’s intellectual property.
Previously, Tysen was vice president of engineering at Aveo, Inc., where he set overall technical direction and led teams to build and deliver proactive tech support and messaging systems for personal computer manufacturers such as Dell and Gateway. Before Aveo, he worked as a software engineering manager at OCTel and Apple Computer as a software engineer working on collaboration and digital signature projects.
Ramesh Lakshminarayanan (HDFC)
Lakshminarayanan has been assigned the responsibility of fortifying the company’s foundational technology, improving its digital capabilities, and leveraging the most recent advancements in artificial intelligence and machine learning, in addition to establishing HDFC’s technology strategy.
In his previous position, Lakshminarayanan was the chief technology and information officer at Credit Rating Information Services of India Ltd. (CRISIL). He is a seasoned technology leader in the BFSI sector, having worked at major banking institutions including Citibank India, ABN AMRO Bank, Citigroup, and Kotak Mahindra Bank.
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That’s all for CIOs. Please stay in tune for our upcoming article on the Top 10 CTOs of the Fintech industry.
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