Introduction
The final signing ceremony between ABHI, TPL Corp Limited, and FINCA Pakistan took place in the presence of prominent leaders and key stakeholders, including Omair Ansari, CEO of ABHI; Ali Jameel, CEO of TPL Corp Limited; and Jeffery Smith, Vice President—Chief Administrative Officer of FINCA. This strategic partnership marks a major milestone in expanding access to innovative financial solutions and accelerating financial inclusion across Pakistan.
Four years ago, two visionaries set out to make financial access in Pakistan a right, not a privilege. This vision led to the birth of ABHI in 2021, a fintech dedicated to improving financial wellness. Initially addressing the urgent need for Earned Wage Access (EWA), ABHI has since evolved into a comprehensive financial services provider, offering payroll solutions, SME financing, and digital banking products.
Driven by the combined expertise of a seasoned Pakistani financial leader and a global financial inclusion expert, ABHI has reshaped access to financial services for millions. The company’s impact now extends beyond Pakistan into the UAE and KSA, solidifying its position as a fintech pioneer in the region.
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Strengthening Financial Access With FINCA and TPL
ABHI’s latest achievement includes becoming the first Pakistani fintech invited to Davos 2025. Further cementing its growth, the company recently secured $25 million in a pre-Series B round, comprising both equity and debt financing. This capital will drive ABHI’s expansion into international markets, while the acquisition of FINCA Pakistan, backed by a joint capital injection of PKR 2.6 billion, underscores its commitment to transforming Pakistan’s microfinance industry.
This acquisition integrates the strengths of three major players:
- ABHI brings unique digital financial solutions
- FINCA Pakistan contributes an extensive microfinance network
- TPL Corp adds diversified expertise in retail, insurance, and technology
Together, they aim to redefine financial access by making digital banking more accessible, particularly for women entrepreneurs and underserved communities.
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Empowering Millions With Digital Financial Services
FINCA Pakistan has played a pivotal role in lending, savings, and financial education, empowering millions across 100+ cities. Known for its customer-centric approach, it was the first microfinance institution in Pakistan to launch a mobile-network agnostic digital wallet.
Building on this foundation, ABHI plans to introduce a diverse portfolio of financial services, including:
- Gold-backed loans
- Salary advances
- Savings accounts
- Bill payment solutions
With AI-powered credit scoring and branchless banking infrastructure, ABHI will enhance financial accessibility and inclusion across the nation.
Industry Comments
Omair Ansari, CEO & Co-Founder of ABHI: “At ABHI, our mission has always been to create accessible financial solutions for everyone. This acquisition is a significant step forward, allowing us to reach communities historically excluded from financial services. Together with TPL and FINCA, we are determined to transform financial access across Pakistan.”
Jeffery Smith, Chair of the FINCA Pakistan Board of Directors: “FINCA Pakistan has played a vital role in advancing financial inclusion. As part of our strategic global portfolio shift, we are confident that ABHI and TPL will continue our legacy, accelerating financial inclusion for small entrepreneurs and women, driving economic growth.”
Ali Jameel, CEO of TPL Corp Limited: “At TPL, innovation and impact drive everything we do. This partnership allows us to redefine financial access by combining our technology expertise with ABHI’s fintech solutions and FINCA’s strong market presence. This milestone sets the stage for a more inclusive financial ecosystem, benefiting millions across Pakistan and beyond.”
Conclusion
This acquisition enables ABHI to manage funds independently, reduce reliance on external banking partners, and strengthen its balance sheet. It represents a transformative shift for Pakistan’s fintech sector, showcasing the potential of collaborative innovation.
As ABHI, TPL, and FINCA Pakistan work together to develop new financial products and services, further updates will be shared in the coming months. This strategic partnership sets a new benchmark for financial accessibility, ensuring millions of Pakistanis can benefit from innovative and inclusive financial solutions.
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