Fintech pioneer debuts Financial OS for the $650B home services industry in Las Vegas
iWallet, the Financial Operating System built for the home services industry, has been selected to pitch in the Startup Hub Competition at Money20/20 USA, the world’s premier fintech conference. The event will be held October 26–29, 2025, in Las Vegas, where iWallet will present its groundbreaking innovation to investors, partners, and the global fintech community.
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Serving a $650 billion industry that still relies heavily on paper checks and manual processes, iWallet is redefining financial management for contractors, distributors, OEMs, and consumers. The company digitizes payments, financing, and reconciliation streamlining operations across every level of the home services ecosystem.
iWallet has already processed over $1 billion in gross payment volume (GPV), achieved cash-flow positivity, and continues to grow more than three times year-over-year, all while remaining fully bootstrapped.
“We’re honored to be recognized by Money20/20,” said Jim Kolchin, Founder and CEO of iWallet. “Fintech has revolutionized industries like retail and dining, yet home services still depend on paper checks and manual workflows. iWallet is changing that—we’re building a connected Financial OS that empowers every player in the ecosystem, from distributors to homeowners.”
Powering the Future of Home Services Finance
iWallet’s platform brings together every essential financial workflow into one intelligent system:
Payments & Reconciliation: Mobile check deposit, Tap-to-Pay, automated reconciliation, and real-time reporting.
Risk & Trust Engine: Dual underwriting with regulated partner Paya, distributor verification, and AI-driven fraud monitoring.
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AI Recovery Layer: Large-language-model technology enabling compliant recovery communication and successful fraud recovery.
Lending & Rebates: Embedded financing and automation for OEM incentives and distributor cash flow optimization.
FSM Integration: Seamless connections with any field-service-management software.
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Together, these innovations make iWallet a true Financial Operating System for one of America’s largest and least-digitized industries.
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