Neo-banking has long been hailed as the disruptor of traditional finance, but even digital banks face hurdles. Customers often struggle with fragmented crypto support, limited spending options, and complicated fiat on ramps. Antier, a global leader in blockchain solutions, is tackling these challenges head-on with its new cross-chain white-label crypto card solution the first of its kind to bring together multi-chain crypto spending, instant fiat settlement, and full brand control under one enterprise-grade system.
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For years, neo-banks have dabbled in crypto, but using digital assets in the real world has remained clunky. Antier’s card changes that. It lets users spend crypto seamlessly at physical stores and online, automatically converting their assets into fiat like USD, EUR, or GBP. “Our goal is to bridge the gap between digital assets and everyday spending,” said Vikram R Singh, CEO of Antier. “We want to make it easy for people to use their crypto in the real world, just like any other money. “This gives banks the tools to offer crypto-native payments without compromising compliance or customer experience.”
The solution is designed to work across multiple blockchains—Bitcoin, Ethereum, Polygon, and more—plus stablecoins. With branded cards, neo-banks can finally deliver what their customers have long asked for: a smooth, borderless payment experience. And it solves pressing issues for banks, from fragmented digital assets to compliance hurdles and customer retention challenges. “Our cross-chain virtual cards give banks the security, clarity, and flexibility they need,” said Gagan Singh, VP of Antier. “It’s a solution they can trust to help their customers adopt crypto safely and confidently
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The timing couldn’t be better. By 2025, over 3.6 billion people worldwide will use online banking, and U.S. In the U.S. alone, digital banking users are expected to surpass 216 million. Yet, only a handful of neo-banks offer crypto cards, and none let customers spend seamlessly across multiple blockchains at scale. Antier’s platform closes this gap, offering multi-chain conversion, fiat settlement through SWIFT and SEPA, and modular compliance integration—making it the ideal partner for banks entering the Web3 payments space.
Antier’s technology builds on years of experience delivering production-grade wallets, exchanges, and tokenization platforms. With developer-friendly SDKs, API-first design, and advanced security, banks can integrate cards quickly and safely. A 2024 pilot program saw a neo-bank onboard 50,000 users in its first quarter, with cardholders spending crypto in 120 countries, all while cutting settlement delays by 40% and maintaining strict AML/KYC compliance.
But Antier isn’t just offering a card—it’s building a full neo-banking ecosystem. Institutions gain end-to-end branding, cross-chain payments, instant fiat settlement, enterprise compliance, and scalable infrastructure. The result is a crypto-friendly banking experience, not just a product.
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“This launch is a turning point for digital banking,” Singh added. “As tokenized value meets everyday finance, cross-chain card interoperability isn’t optional anymore it’s essential. The future of banking is Web3-native, and our platform is the bridge to get there.”
With this solution, Antier sets a new global standard for Neo-Banking-as-a-Service (NBaaS), helping digital banks unlock the full potential of crypto while giving customers a seamless, real-world way to spend their digital assets.
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