Rate, a prominent fintech and mortgage lending company, has announced a new partnership with Betterment, a well-known digital wealth and savings platform, aimed at helping customers take a major step toward homeownership. This collaboration is designed to provide Betterment users with exclusive mortgage incentives, reinforcing both companies’ commitment to supporting individuals on their financial journeys.
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Through this partnership, Betterment customers who maintain at least $100,000 in assets on the platform may qualify for special benefits when applying for a residential mortgage through Rate. These benefits include discounted mortgage interest rates and credits toward closing costs, making the homebuying process more affordable and accessible for eligible users. The initiative reflects a shared focus on delivering meaningful financial advantages to customers who are actively building their wealth and preparing for long-term financial milestones.
Betterment’s leadership emphasized that homeownership remains one of the most significant financial decisions people make, and the company continues to look for ways to support customers beyond investing and saving. By joining forces with Rate, Betterment can now extend additional value to its community, helping customers transition confidently from wealth building to property ownership.
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Rate brings strong capabilities to the partnership, including nationwide licensing across all 50 states, advanced underwriting systems, and a streamlined digital mortgage experience. These tools are designed to simplify the mortgage process, from application to closing, ensuring customers receive efficient, transparent, and reliable service. The company’s leadership highlighted that the partnership is focused on rewarding qualified Betterment customers with clear financial advantages through a straightforward lending platform.
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This collaboration is available nationwide, although eligibility and underwriting requirements apply. By combining Betterment’s expertise in digital wealth management with Rate’s mortgage lending strength, the partnership represents a strategic effort to make homeownership more attainable for financially prepared customers while enhancing the overall value of digital financial ecosystems.
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