Marqeta, Inc., a modern card-issuing platform, has announced a major step forward in its partnership with Klarna, the global digital bank and flexible payments provider. Together, they are expanding the Klarna Card into 15 new European markets, giving customers more flexibility and control over how they pay—whether instantly or later—using a single debit card powered by Visa’s Flexible Credential (VFC) technology.
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With just one integration through Marqeta’s platform, Klarna can now scale efficiently across multiple countries and bring new levels of convenience to its users. The Klarna Card is currently rolling out in the UK, Denmark, Germany, Norway, and Poland, adding to its existing availability in Austria, Belgium, Finland, France, Ireland, Italy, the Netherlands, Portugal, Spain, Sweden, and the U.S.
“At Klarna, we believe everyday spending should be simple, flexible, and fair,” said David Sandström, Chief Marketing Officer at Klarna. “Working with Marqeta and Visa allows us to redefine how people pay across Europe blending the ease of debit with the power of ‘pay later’ in one seamless experience. The Klarna Card gives consumers a smarter, more transparent way to manage their money, on their own terms.”
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This move builds on the success of Klarna’s U.S. launch in June 2025 and reflects Marqeta’s commitment to driving global payment innovation. The company became the first issuer processor in the U.S. certified for Visa Flexible Credential in 2024, paving the way for this European rollout.
“We’re proud to support Klarna’s expansion with Visa’s Flexible Credential technology,” said Rahul Shah, Chief Product and Engineering Officer at Marqeta. “Launching across 15 new markets shows the true scalability of Marqeta’s platform. We’re excited to continue working with Klarna and Visa to meet the evolving expectations of modern payments.”
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Through this collaboration, Marqeta continues to empower financial innovators like Klarna to create customized, next-generation payment solutions—helping redefine how consumers around the world experience payments.
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