Powered by Green Dot, Cash Earn gives U.S. Crypto.com customers a flexible, convenient way to grow their cash through an FDIC-insured account
Crypto.com has launched Cash Earn, a new high-yield cash feature that further enhances access to banking services for U.S. customers1. Powered by Arc, Green Dot’s end-to-end embedded finance platform offering comprehensive banking as a service (BaaS) and money processing capabilities, the new feature allows users to earn up to 5.00% annual percentage yield (APY)2 on the cash balance in their U.S. Cash Earn Account, paid in CRO – the native token of the Cronos blockchain ecosystem – within the Crypto.com app.
“Our partnership with Crypto.com is about more than the democratization of crypto assets, and we’re thrilled to launch Cash Earn together to enhance the banking experience for Crypto.com’s U.S. users.” – Renata Caine, Green Dot
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“We are aggressively focused on providing consumers with the most comprehensive and empowering financial technology platform – all conveniently accessible within one interface,” said Joe Anzures, General Manager, Americas and EVP of Payments, Crypto.com. “We are excited to deepen our work with Green Dot to provide Crypto.com users a high-yield cash offering as part of an industry-leading financial technology experience.”
Crypto.com offers one of the industry’s most comprehensive financial technology destinations, with products and services spanning crypto, stocks, cards and much more. With the launch of Cash Earn, the company now provides users with competitive APY, the flexibility and convenience of ACH bank transfers via its Cash Account, and the added security of up to $5 million in FDIC insurance on Cash Earn balances through a deposit sweeps program provided by Green Dot Bank, Member FDIC, and its network of participating FDIC-insured financial institutions.
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The feature allows users to grow their holdings while waiting for the right moment to invest in crypto or stocks. By introducing a high-yield cash feature powered by Arc, Crypto.com is making it easier, more affordable and more advantageous for users to engage with digital currencies. Users benefit from no minimum balance requirements, no caps on total earnings and no lockup period – giving them complete flexibility over how they grow and manage their funds. Interest is paid in Cronos (CRO) into users’ Crypto.com app.
“Our partnership with Crypto.com is about more than the democratization of crypto assets, and we’re thrilled to launch Cash Earn together to enhance the banking experience for Crypto.com’s U.S. users,” said Renata Caine, SVP and General Manager of Banking as a Service, Green Dot. “This partnership and the Cash Earn feature are built to give more people more power to buy, sell and use cryptocurrencies safely and securely in their everyday lives – and earn on their holdings while doing so.”
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For more than 25 years, Green Dot has expanded access to modern banking and payment tools for consumers and businesses. In April 2025, Crypto.com announced it would leverage the Arc platform as an on-ramp and off-ramp for customers’ Cash Accounts – enabling users to fund accounts with U.S. dollars with more features and functionality to come.
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Source : businesswire