Robo.ai and UAE-regulated digital asset custodian Changer.ae have jointly introduced Roboy339, the world’s first smart vehicle equipped with its own digital wallet, at TOKEN2049.
This launch follows the strategic memorandum of understanding signed between Robo.ai and Changer.ae in August 2025, aimed at co-developing compliant wallet and digital account infrastructure. The unveiling of Roboy339 marks a key milestone in that collaboration and highlights Robo.ai’s progress in deploying its “smart machine × compliant stablecoin” framework across the Middle East.
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Operating under the Abu Dhabi Global Market (ADGM), Changer.ae provides regulated virtual asset custody, forming the compliance backbone for device-level financial capabilities.
Roboy339’s integrated digital wallet enables autonomous, real-time payments for tolls, charging, maintenance, and leasing while securely managing income and authorized transactions. This represents a breakthrough in embedded finance, where financial services such as payments, credit, and insurance are built directly into non-financial products. By embedding compliance-ready financial functionality, Robo.ai offers standardized, auditable transaction frameworks for automakers, fleet managers, and mobility service providers, paving the way for large-scale IoT and smart machine deployments.
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Future expansion plans include connecting eVTOLs, autonomous taxis, and logistics vehicles to the same ecosystem enabling new business models built on verified data, tokenized assets, and transparent financial loops.
Wang Hao, CFA, Senior Executive Officer at Changer.ae, emphasized the importance of regulatory trust in this innovation:
“We are pleased to support Robo.ai’s innovation with secure and compliant custody under the ADGM framework. The fusion of blockchain technology and compliant architecture is a key pathway to achieving financial sovereignty for smart machines.”
Benjamin Zhai, CEO of Robo.ai, echoed this vision, stating:
“The era of autonomous economics for intelligent devices is here. Roboy339’s name comes from the last three digits of its VIN — it’s both a bank account and a digital identity. With strong support from investors, partners, and regulators, Robo.ai stands at the intersection of the machine economy and the digital economy.”
In the Web3 and DePIN (decentralized physical infrastructure network) space, Robo.ai has also made a multi-million-dollar strategic investment in Arkreen, a leading DePIN ecosystem platform. Arkreen’s decentralized infrastructure powers device-level financial innovation — providing the foundation for the kind of autonomous finance demonstrated by Roboy339.
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Together, Arkreen’s decentralized architecture and Changer.ae’s regulated custody create a secure, transparent, and compliant embedded finance ecosystem that powers Robo.ai’s smart machines.
Looking ahead, Robo.ai plans to expand this ecosystem to include robotaxis, eVTOLs, and unmanned logistics vehicles, evolving connected devices from “passive tools” into autonomous economic agents capable of managing their own transactions and operations.
Adding to this momentum, Robo.ai recently announced a USD 300 million strategic investment from U.S.-based Burkhan Capital LLC. The funding supports Robo.ai’s continued development of its three core pillars AI software, intelligent hardware, and smart assets along with next-generation initiatives in autonomous driving, commercial vehicles, and eVTOL technologies.
With Roboy339, Robo.ai and Changer.ae are redefining what it means for machines to participate in the global economy merging intelligence, compliance, and autonomy into a single revolutionary platform.
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