Vontive opens new opportunities for private capital deployment in investment real estate
Vontive, the technology company standardizing the business-purpose mortgage, announced an equity investment from Citi. At the same time, Vontive launched a $150 million securitization, VNTV 2025-RTL1.
The combination of Citi’s equity investment and full suite of capital markets solutions will enable us to supercharge Vontive’s growth sustainably. Charles McKinney, Vontive CEO
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VNTV 2025-RTL1 establishes Vontive’s securitization shelf, marrying a traditional structure for credit investing with its technology for digitally originating, underwriting, and servicing business-purpose mortgages at scale. Citi served as the sole lead for the transaction.
Vontive’s platform uniquely connects private credit investors with real estate entrepreneurs, removing barriers for private credit to finance the revitalization of U.S. housing stock. In doing so, it tackles an urgent real-world problem: more than 70 million homes were built before 1980, according to the Census Bureau, and many will need renovation as the country faces a chronic and worsening shortage of affordable housing. Through securitization, Vontive facilitates the flow of private capital to fund real estate modernization as investors seek higher-yielding exposure to U.S. mortgage credit.
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Vontive has dedicated years to creating software that incorporates what traditional lenders have always been forced to do manually. Its latest advancements apply granular knowledge of housing markets, properties, borrowers, document requirements, and more to streamline and improve operations. Vontive’s platform enables capital allocators to increasingly access complex and esoteric credit assets.
“There is unprecedented demand for private credit exposure from financial institutions but delivering it consistently and at scale requires Vontive’s sophisticated technology,” said Vontive CEO and Co-founder Charles McKinney. “The combination of Citi’s equity investment and full suite of capital markets solutions will enable us to supercharge Vontive’s growth sustainably.”
“Vontive is a highly strategic investment given the meaningful ways that Citi’s Spread Products desks can support them. We are excited about Vontive’s growth potential and their story they have a strong blend of mortgage and technology expertise,” said Lee Smallwood, Global Head of Markets Innovation and Investments.
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The investment was made through Citi’s Spread Products Investment in Technologies (SPRINT) team, the strategic venture investing arm of Citi’s Spread Products business.
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Source: businesswire
