MPOWER Financing , a mission-driven fintech firm and the leader in international student financing, announced the successful completion of its inaugural student loan securitization to a private buyer, a $100.5 million transaction.
“This private securitization marks another inflection point in our capital markets journey”
This securitization represents the first in what MPOWER anticipates will be a series of programmatic private financings alongside its public asset-backed securitization (ABS) program, further diversifying its funding channels and expanding investor access to this emerging asset class. The securitized pool is composed of U.S. dollar-denominated, fixed-rate loans extended to international graduate students pursuing degrees primarily in STEM and business at leading U.S. and Canadian universities as well as international refinance loans.
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“This private securitization marks another inflection point in our capital markets journey,” said Jatin Rajput, Chief Finance Officer at MPOWER Financing. “Combined with our prior two public market securitizations, this inaugural private financing reflects the growing recognition among institutional investors that international students and skilled workers, particularly those in Graduate STEM, Business, or Health fields, are an attractive borrower segment.” These assets combine the stability of graduate student loans with attractive risk adjusted returns tied to international lending while adding to portfolio diversification and social impact.
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“MPOWER’s mission remains deeply tied to its student borrowers, 93% of whom report that their loan was critical in enabling them to complete their education,” said Manu Smadja, co-founder and Chief Executive Officer at MPOWER Financing. “This deal is not just about capital markets innovation; it’s about empowering talented students—often first-generation and from the Global South—to achieve their dreams, while also supporting universities in recruiting a more diverse student body and contributing to the U.S. and Canadian economies.”
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This transaction follows MPOWER’s May 2025 securitization of $313.2 million dollars of international student loans, which achieved ‘A’ ratings on its senior tranche from DBRS and KBRA. These capital market transactions enable MPOWER to continue scaling its rapidly growing loan portfolio and represent in the aggregate over $600 million dollars of securitized assets utilized to finance international student loans.
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Source : prnewswire