Cross River Opens Full-Service Branch in Delaware

Cross River Opens Full-Service Branch in Delaware

Cross River Bank has officially opened a full-service branch in Wilmington, Delaware, marking a major step forward in its national expansion strategy. The move reflects the company’s continued commitment to broadening access to financial services while delivering technology-driven banking solutions across the United States.

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The new Delaware branch strengthens Cross River’s ability to reach borrowers who need reliable access to credit. From consumer and small business credit origination to deposit services, check processing, and lending solutions, the full-service location is designed to meet a wide range of financial needs. By establishing a physical presence in Delaware, Cross River is positioning itself closer to regional partners while tapping into one of the country’s most dynamic fintech ecosystems.

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Founder, Chairman, and CEO Gilles Gade described the expansion as a significant growth opportunity. Delaware’s strong reputation as a fintech-forward state aligns naturally with Cross River’s mission to modernize banking infrastructure and increase access to responsible financial services. The company sees the move not only as geographic expansion, but as a strategic investment in long-term collaboration and innovation.

Delaware has steadily built a reputation as a champion of financial technology innovation. Under the leadership of Governor Matt Meyer, the state has demonstrated a strong commitment to emerging technologies, including the establishment of the Delaware Artificial Intelligence Commission. Continued investments in the Fintech Innovation Hub have further reinforced Delaware’s ambition to remain at the forefront of digital finance transformation.

Governor Meyer welcomed the expansion, highlighting the economic and community impact the branch will bring to Wilmington. Beyond creating high-quality jobs in Downtown, the branch is expected to strengthen Delaware’s fintech ecosystem and expand access to modern banking services and responsible credit solutions for residents and businesses alike.

The new branch is located at 1000 N. West Street in Downtown Wilmington, within the Market West campus developed by Buccini Pollin Group. The building, formerly known as the Brandywine Building, stands as a landmark commercial property in Wilmington’s thriving business district. Cross River’s decision to establish its Delaware home there reflects the area’s growing appeal to financial services and technology companies.

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Since its founding in 2008, Cross River has built a reputation as a key infrastructure partner to leading fintech firms, supporting lending, card, payment, and crypto solutions that reach millions of consumers. As a recognized leader in Banking-as-a-Service, the company continues to invest in strategic growth, innovative technology, and talent development. The Wilmington branch represents the next chapter in Cross River’s mission to make banking more accessible, efficient, and inclusive nationwide.

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