ACI Worldwide, a global leader in payments technology, has announced the acquisition of Payment Components, a Greece-based provider of AI-powered financial messaging and Open Banking solutions. The move marks a significant step forward in ACI’s mission to deliver next-generation payments infrastructure through ACI Connetic, its unified, cloud-native payments platform.
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Founded in 2014, Payment Components has built a strong reputation for developing cutting-edge software for account-to-account (A2A) payments, API management, and financial messaging. Its flexible, AI-driven messaging framework simplifies transaction orchestration and enables banks to adopt new payment schemes faster without the complexity of legacy systems.
Through this acquisition, ACI will fully integrate Payment Components’ technology, intellectual property, and talented team into ACI Connetic, further enhancing its capabilities in A2A payments, card processing, and AI-powered fraud prevention within a single, modular platform. Trusted by more than 65 banks and financial institutions across 25 countries, Payment Components’ technology will help ACI accelerate innovation and strengthen its leadership in global payment modernization.
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“ACI’s acquisition of Payment Components will strengthen the capabilities of ACI Connetic, setting a new benchmark for how banks transform payments and compete in the digital economy,” said Thomas Warsop, CEO and President of ACI Worldwide. “Beyond the advanced technology, we’re equally inspired by the Payment Components team’s commitment to innovation it’s a perfect fit for ACI’s vision to shape the future of payments.”
“Joining ACI is a proud moment for our team,” added Sotiris Nossis, CEO and Founder of Payment Components. “This partnership reinforces the credibility we’ve built in helping financial institutions modernize their payment ecosystems. Together with ACI, we’ll continue driving progress and delivering trusted, future-ready payment solutions worldwide.”
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The financial terms of the acquisition were not disclosed, and it is not expected to be financially material to ACI. However, the integration of Payment Components’ technology and expertise is set to play a crucial role in defining the next era of intelligent, connected, and cloud-native payments.
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