Fideo Intelligence, the AI-driven identity intelligence engine powering some of today’s most trusted fraud and identity platforms, has announced the launch of Verify for Payments a real-time identity intelligence solution built specifically for the payments ecosystem.
As global fraud losses are projected to reach $131 billion by 2030, much of it fueled by synthetic identity fraud and increasingly sophisticated AI-enabled attacks, the payments industry is facing mounting pressure to strengthen controls without increasing customer friction. Fraudsters are now using automation and artificial intelligence to construct convincing synthetic identities that slip through traditional onboarding and compliance systems.
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Verify for Payments is designed to close those gaps before they are exploited.
Rather than relying solely on downstream screening processes such as KYC, KYB, sanctions, or PEP checks, Verify introduces upstream identity integrity analysis before compliance systems even engage. This additional layer of intelligence evaluates identity risk in real time, delivering sub-second API response times suitable for high-velocity payments environments. The system can be deployed across onboarding, merchant vetting, account linking, and transaction workflows, ensuring identity signals are assessed at every critical touchpoint.
“With Verify for Payments our goal is simple: make identity risk more accurate, more explainable, and more actionable,” said Christopher Harrison, CEO of Fideo Intelligence. He emphasized that modern fraud schemes are designed to exploit the gaps between onboarding, compliance, and fraud systems. By embedding identity intelligence earlier in the workflow, organizations can detect fraud sooner while improving approval rates for legitimate customers.
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The platform’s explainable risk assessments are a key differentiator. Rather than generating opaque risk scores, Verify provides structured and transparent reasons for flags, helping compliance teams make audit-ready decisions and reducing unnecessary manual reviews. The result is fewer false positives, smoother customer journeys, and lower dispute rates.
Built for scale, Verify connects to a global identity network of over two billion individuals and helps stop more than 95 billion fraud attempts annually. According to Fideo, the platform detects 47 percent more fraud than traditional methods by focusing on identity integrity instead of static rule-based checklists.
Fideo’s broader intelligence framework also includes Signals, which complements Verify by offering deeper identity and network insights for investigations and due diligence. Fraud analysts can leverage structured relationship indicators and exposure insights to uncover coordinated fraud rings and validate complex identities. Together, Verify and Signals create a unified identity intelligence layer that strengthens fraud prevention without disrupting existing compliance infrastructure.
For payment service providers, fintech platforms, processors, and financial institutions, the timing is critical. As real-time payments accelerate and onboarding volumes increase, the margin for error shrinks. Solutions must be fast, explainable, and seamlessly integrated into existing workflows.
Verify for Payments is available immediately worldwide. By embedding high-speed, audit-ready identity intelligence across billions of validated identities, Fideo positions itself at the forefront of a payments security shift — one that prioritizes precision over friction and intelligence over checklists.
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