ACI Worldwide, a global leader in payments technology, has announced a major milestone in the United Kingdom’s payments modernization efforts as a leading UK retail bank selects its ACI Connetic platform for deployment. The cloud-native platform, powered by Microsoft Azure, marks the first implementation of its kind in the UK and highlights growing confidence among financial institutions in adopting next-generation payment technologies to drive innovation and operational efficiency.
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The deployment comes at a critical time as UK regulators and government bodies continue to push for payments modernization across the banking sector. ACI Connetic enables banks to unify multiple payment systems, including SWIFT, CHAPS, and Faster Payments, within a single cloud-native Software-as-a-Service (SaaS) platform. This approach eliminates the operational inefficiencies and risks associated with fragmented legacy systems, allowing banks to streamline operations and improve resilience.
Designed to meet the evolving needs of modern financial institutions, ACI Connetic provides a centralized platform capable of handling a wide range of payment types. By consolidating traditionally siloed systems, banks can reduce operational complexity, improve scalability, and accelerate compliance with evolving regulatory requirements. The platform also allows institutions to respond more quickly to industry changes while preparing for future real-time and cross-border payment innovations.
ACI Connetic is the first platform in the industry to combine account-to-account payments, card payments, and AI-powered fraud prevention within a single cloud-native environment. Its modular architecture and open API framework simplify integration with existing systems, enabling faster implementation and quicker realization of business value. This allows financial institutions of all sizes to modernize their payment infrastructure while maintaining high levels of security, resilience, and regulatory compliance.
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Richard Albery, Head of Banking for the UK and Ireland at ACI Worldwide, emphasized that banks are under increasing pressure to modernize their payments infrastructure. He noted that ACI Connetic represents more than just a payments solution, describing it as a comprehensive operating model designed for the digital economy. The platform provides banks with the flexibility, scalability, and efficiency needed to support growth and meet evolving customer expectations.
Microsoft also highlighted the importance of cloud technology in enabling modern payments infrastructure. Christian Sarafidis, Chief Executive for EMEA Financial Services at Microsoft, stated that Microsoft Azure is becoming a critical foundation for high-performance enterprise payments. He added that the collaboration with ACI Worldwide helps banks adopt secure, scalable, and compliant cloud-based solutions while supporting continuous innovation.
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Beyond the UK, ACI Connetic is gaining traction globally as banks across Europe and the United States accelerate their digital transformation initiatives. As payment ecosystems become more complex and customer expectations continue to evolve, financial institutions are increasingly adopting cloud-native platforms to remain competitive. ACI Worldwide’s latest deployment reinforces its position as a key partner in helping banks modernize their infrastructure and prepare for the future of real-time, digital-first payments.
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