Delos and InnSure Partner to Tackle Wildfire Insurance Risk

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Delos Insurance Solutions, a property insurance managing general agent (MGA), has partnered with InnSure, a nonprofit innovation hub focused on climate risk, to address the growing challenges of wildfire insurance affordability and accessibility. The collaboration aims to help homeowners, insurers, and communities better understand wildfire risks while promoting practical solutions that improve resilience and maintain access to insurance coverage in high-risk areas. As climate-driven wildfires become more frequent and severe, many communities are facing rising premiums and reduced coverage options, making partnerships like this increasingly important.

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By combining Delos’ advanced wildfire risk intelligence with InnSure’s expertise in insurance innovation and community engagement, the partnership seeks to create a more informed and resilient insurance ecosystem. Delos brings data-driven risk analysis tools that help assess wildfire exposure at the property and community level, while InnSure contributes its mission-driven approach to developing sustainable insurance solutions. Together, they aim to bridge the gap between risk understanding and insurance availability, ensuring that homeowners have the information and tools needed to reduce their vulnerability.

Delos CEO Kevin Stein emphasized that wildfire risk does not have to mean that communities become uninsurable. He noted that education, data, and technology play a critical role in helping homeowners take preventative actions that reduce risk and improve their chances of securing affordable coverage. By empowering communities with better risk insights and mitigation strategies, insurers can offer more reliable and sustainable insurance options even in wildfire-prone regions.

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InnSure’s leadership also highlighted the importance of maintaining insurance access as a cornerstone of community stability. The organization works closely with insurers, policymakers, and technology innovators to develop new solutions that address climate-related risks. Through this partnership, InnSure will support initiatives such as educational programs, community risk-reduction strategies, and innovation projects designed to strengthen the long-term sustainability of insurance markets in wildfire-affected areas.

The collaboration will also explore new insurance models and technology-driven approaches through InnSure’s Creation Labs, which focus on accelerating innovative insurance solutions. These efforts aim to improve how wildfire risk is assessed and managed, helping insurers make more informed underwriting decisions while enabling homeowners to take proactive measures to protect their properties.

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As wildfire risks continue to reshape insurance markets, the partnership between Delos and InnSure represents an important step toward building more resilient communities. By combining advanced risk intelligence, education, and innovation, the initiative seeks to ensure that insurance remains both accessible and affordable, supporting homeowners and communities as they adapt to the challenges of a changing climate.

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