BPI Direct BanKo, the microfinance arm of the Bank of the Philippine Islands, has taken another major step toward strengthening its digital payments infrastructure by partnering with ACI Worldwide, a global leader in payment technology. Through this collaboration, BanKo will adopt ACI’s issuing and acquiring platform technology trusted by banks, fintechs, and merchants around the world to process fast and secure omnichannel transactions.
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With ACI’s platform, BanKo gains real-time processing capabilities across ATMs, POS terminals, mobile banking, and other digital channels. The system is built for high availability and reliability, allowing BanKo to serve millions of customers with faster, uninterrupted transactions. Its modular and open architecture also enables quick rollout of new services, better cost efficiency, improved compliance, and the flexibility needed to keep pace with evolving digital banking innovations.
This move marks a transformative phase in BanKo’s modernization journey. By replacing its existing switching system, BanKo aims to enhance scalability, support growing transaction volumes, and deliver smoother customer experiences. The new platform is expected to go live by the end of Q1 2026, setting a strong foundation for BanKo’s nationwide digital expansion.
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BanKo President Rod Mabiasen emphasized the bank’s commitment to making financial services more accessible for Filipinos:
“We use technology to improve the way banking works for Filipinos. This partnership with ACI is crucial in building a reliable, future-ready payments system.”
Leslie Choo, Senior Vice President and Managing Director for APAC at ACI Worldwide, added that ACI’s proven global technology will help bring greater reliability and convenience to Filipino consumers.
“Together, we are strengthening the foundation for a more inclusive and innovative payment ecosystem in the Philippines.”
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With this partnership, BanKo is solidifying its position as a key player in the country’s digital finance landscape one that continues to uplift communities through accessible, secure, and modern banking solutions.
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